What is DCC

Dynamic Currency Conversion (DCC) is a new service that Acquirers can offer their Merchants for accepting Multi Currency Credit Card Payments (Visa and Mastercard).



DCC allows cardholders the choice to pay for goods and services in their billing currency or in the Merchants local currency, while Merchants continue to be settled in the normal way (i.e. in their local currency).



Fintrax offers Acquirers a full range of DCC solutions to help them implement this service in their markets.


Solutions range from supplying :

• POS Payments terminals and applications(EMV) that are able to process a DCC transaction
• Card not Present Transactions
• Front and Back office platforms to authorise and process the transactions onwards to the Card schemes for Settlement.
• Treasury management and Foreign Exchange rate guarantees.
• DCC and Credit Card consultancy services

An Acquirer may use some or all of these services.