Dynamic Currency Conversion (DCC)
The Fintrax ¥€$ DCC System is a revolutionary point of sale payment system, developed for the international credit card market.



Merchants equipped with the ¥€$ DCC payments system can offer foreign cardholders (Mastercard and Visa) the choice to pay for their goods and services in their billing currency at the point of sale, whilst retailers continue to be settled for purchases in their local currency.



The Fintrax DCC System uses a patented method which links a payments transaction to an embedded "bank reference table" (BRT) or "card recognition table" (CRT). This table automatically identifies the currency of the issued card. A corresponding exchange rate table allows the merchant to show the value of the transaction in the currency of the card. Exchange rates are updated daily to the payments terminal and are guaranteed.



Therefore when the card is introduced into the payments terminal at the point of sale, the DCC software instantly recognises the foreign card and determines the corresponding currency. The transaction proceeds effortlessly and the customer receives a full receipt showing the value of their purchase in their home currency, the local currency amount and the exchange rate applied.



The Fintrax DCC system is a tested and approved credit card payment system, currently in operation in 8 countries and available on a wide choice of payment terminal brands.



The ¥€$ DCC system operates within the policies and regulations set by VISA and MasterCard



Fintrax Payments Systems -“We speak your currency.”